For over 40 years, our experts have been supporting you with care to improve your financial situation. We have offices across Quebec to serve you better.

Get out of debt in three easy steps

  • Make an appointment

  • Receive a personalized solution

  • Get out of debt

Together, let’s find the right solution!

  • Consumer proposal

    We make an agreement with your creditors to settle most of your debt. As a result, you can avoid personal bankruptcy.

    Find out more
  • Personal bankruptcy

    Bankruptcy allows you to clear all your debts and make a fresh start. Then you can finally regain peace of mind.

    Find out more
  • Debt consolidation

    By combining all your debts into a single loan, you’ll make only one payment per month at a lower interest rate. You could also improve your credit rating!

    Find out more

Use our online tools to assess your situation

Your financial health report in 5 easy steps

What is the state of your finances? Take the test and find out today!

  • Debt ratio

    Does your debt exceed your income? Financial institutions assess your debt level before granting a loan.

    Calculate your debt ratio
  • Online budgeting tool

    Do you know how much you spend per month? Create a personal or family budget and stay in control of your finances!

    Create your budget

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