Getting over debt
helps your social life.
Getting over debt
helps your family life.
Getting over debt
helps you sleep better.
Getting over debt
helps your self-esteem.

Discover the Raymond Chabot effect
by making an appointment with one of our counsellors.

Ask your questions online. It’s free, confidential and there’s no obligation.
of Quebecers say they are anxious about their financial situation.
But you don't have to face it alone. Your Licensed Insolvency Trustee is your ally. He or she will guide you to the very best solution when it comes to financial problems, difficulty paying off debt or concerns about your creditors.

Solutions within reach

In case of financial difficulties, you have a number of options.

Learn about solutions

How are your finances?

Use our interactive tools to get a better picture

See our tools

What kind of financial shape are you in?

Enter your total debt:

Recognizing financial difficulties

Certain kinds of behaviour are a sure sign it’s time to act to get back on track.
Learn about high-risk behaviour

What happens during your first appointment?

  • A personal, confidential meeting
  • Free evaluation of your situation
  • Personalized solutions
  • No obligation
Make an appointment