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Consolidation de dettes

Debt consolidation

Debt consolidation is an attractive option if you have good credit and you’re in a position to make monthly payments.

Debt consolidation may be the solution you need.

It’s a simple concept: you’ll take out one loan from a financial institution to pay all your debts. Then you’ll only have to make one payment each month, and you can take advantage of a lower interest rate, especially if you’ve consolidated credit card debt. Plus, if you comply with the loan terms, your credit score will stay in good standing.

Things to consider before consolidating your debt

  • Make sure that the interest rate and payment period are reasonable.
  • Make sure that you’re able to pay the consolidated amount.
  • Don’t use your credit cards again and end up doubling your debt.

If your debt consolidation application is declined, make an appointment with one of our counsellors who will be able to guide you to another solution. It’s 100% confidential.

Meet with one of our counsellors for free

You just have to take this one step to reestablish your financial health. You’ll get out of debt and gain a better quality of life. That’s the Raymond Chabot effect.