Solutions for individuals

Are your debts giving you a headache? You’re not alone. Together, we can come up with a solution to get you out of debt and restore your financial health. Filing for bankruptcy is not the only option.

  • Consumer proposal

    This is an excellent alternative to bankruptcy. We negotiate an agreement with your creditors to reduce your debts and/or spread out your repayments over a longer period. Our Licensed Insolvency Trustees will take care of everything.

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  • Personal bankruptcy

    Personal bankruptcy might be the solution you need to eliminate your debts and get a fresh start. We can guide you through every step.

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  • Debt consolidation

    Consolidate all your debts into a single payment to simplify your financial management and protect your credit score.

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  • Renouncing an insolvent estate

    If a loved one passes away and leaves more debts than assets, you have the option to refuse the inheritance and avoid assuming their debts. Our experts can guide you through this process.

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  • Voluntary deposit

    You commit to paying a percentage of your income to the court every month until you’ve paid off all your debts. This is an excellent solution for avoiding bankruptcy!

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Our no-obligation consultations are free and confidential