What’s new?

Our heartfelt congratulations to Nicolas Lessard and Maxime Morin, from the Recovery & Reorganization Group, for obtaining their Trustee license from the Office of the Superintendent of Bankruptcy Canada (OSB)!

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Higher interest rates are impacting debt levels and an increase in the number of insolvency cases across Canada, and particularly in Quebec, has been noted. Éric Lebel, Raymond Chabot Grant Thornton Partner and Licensed Insolvency Trustee, provided personal finance advice on Mario Dumont’s program broadcast on LCN on January 9, 2019.

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Personally, I think our professional lives are exciting because of the challenges that a Chartered Insolvency and Restructuring Professional (CIRP) faces in the financial rehabilitation of individuals and companies. As well, our profession is constantly evolving with changes in insolvency regulations and with the rhythm of economic cycles.

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Since October 2017, experts and licensed insolvency trustees from Raymond Chabot inc, subsidiary of Raymond Chabot Grant Thornton, have offered sound advice to the population through the Dans vos poches column in the Journal de Montréal and Journal de Québec.

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Éric Lebel, Partner and Licensed Insolvency Trustee, participated in the major Les Affaires Plus supplement on debt in which he shared his expertise and discussed the consequences of insolvency such as bankruptcy in certain specific cases.

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From 2012 to 2016, there was a 62% increase in insolvency files in the Saguenay Lac-Saint-Jean region. This is a very worrisome rate, which is even more so if we compare it to the Quebec percentage of 16% for the same period and 3% across Canada!

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In a recent radio interview with Stéphane Gendron on Énergie 98.9 FM in Québec City, Éric Lebel, Partner and Licensed Insolvency Trustee, spoke about the risks and implications of debt.

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In recent news, the issue of the actual impacts of bankruptcy in Québec has resurfaced. Daniel Germain, from Les Affaires, sat down to speak with Éric Lebel, partner and Licensed Insolvency Trustee, to demystify the consequences of bankruptcy.

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Marc Lafrenière, Partner and Licensed Insolvency Trustee with RCGT shared his advice for setting a budget just for Holiday spending in an interview.

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In a bankruptcy, what debts must be paid first? What’s left for the other creditors?

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