The credit crunch is rapidly making its way from Wall Street and Bay Street to Main Street Canada and is squeezing privately held businesses across a wide swath of industries.  Slowing growth, weakening demand and reduced lending by banks compound an already difficult environment. While some regions of the country and certain industries are proving more resilient than others, our general advice to owners of privately held businesses is to take proactive steps to prepare for challenging days ahead; particularly with respect to businesses that rely on the US market or are exposed to highly volatile commodities.

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