Warning signs


Answering these quick questions will help you determine if you are experiencing financial problems.
  • Do you always borrow money to make ends meet?
  • Do you wait too long before paying your bills?
  • Is your number of creditors constantly growing?
  • Are you unable to make the rent on the first of the month?  
  • Are you paying too much interest without reducing the capital on  your debts?  
  • Are you using your credit cards for necessities rather than convenience?
  • Are creditors harassing you for payment?
  • Have creditors threatened to garnish your wages?
  • Do you find yourself making NSF cheques?
  • Do you cut down on grocery or other essential expenses to make your payments?  
  • Do you find yourself borrowing on one credit card to make the minimum payment on another credit card? 

If you answered yes to one or more of these questions, you would do well to speak to one of our counsellors.  He will help you come up with solutions to your financial problems. 

Contact an office near you for a free, confidential consultation



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